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Industry Insights
Representative Office of the National Bank of Uzbekistan in Dubai
By combining innovative solutions with years of expertise, we foster sustainable growth and successful international partnerships
About us
Excellence
The National bank of Uzbekistan: a leader in the country's banking industry
For 35 years, the National Bank of Uzbekistan (NBU) has been a key force in transforming the national economy and fostering a favorable business and investment climate.
As the largest investment bank in the country, NBU actively supports state and regional programs across major industries, including energy, textiles, transportation, mining, and agriculture.
Key business directions:
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Corporate business

Small and Medium business

Retail business
FINANCIAL STABILITY
Leading
NBU financial strengths in numbers
Out of: 35 certified banks of Uzbekistan.
Assets
NBU holds 15,0% of the country's banking sector assets, highlighting its leading role in the financial system.

Capital
NBU ranks first in the country by capital size, commanding a market share of 14,7%.
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Net Profit
The bank is the market leader in net profit, accounting for 10,6% of the total.
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Loan Portfolio
NBU maintains its leading position in lending, with a market share of 17,4%.
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partners
Leading
Collaboration with international partners
NBU works closely with global companies such as McKinsey & Co, SMP, and others to achieve the best results in implementing its strategic goals.
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KEY PROJECTS
Leading
Driving Uzbekistan's growth
Discover transformative projects supported by NBU, advancing industries like mining, tourism, housing, and transportation for a stronger national economy
international rankings

S&P Global Ratings BB/B Stable
S&P Global Ratings BB/B Stable
NBU has received a credit rating of "BB/B" with a “Stable” outlook, reflecting the bank's long-term stability and resilience.

Fitch Ratings BB Stable
Fitch Ratings BB Stable
Nbu’s long-term issuer default rating in both foreign and local currencies has been affirmed “BB” with a “Stable” outlook, highlighting its consistent performance and creditworthiness.

Moody’s Ratings Ba3 Positive
Moody’s Ratings Ba3 Positive
NBU has been assigned a credit rating of “Ba3” with a “Positive” outlook, emphasizing the bank’s reliability and soundness in financial operations.
SOCIAL RESPONSIBILITY
ESG agenda
A commitment to sustainable development goals, integrating environmental, social, and governance principles into the bank's activities.
Social programs of the bank
Initiatives focused on improving community well-being through education, healthcare, and support for vulnerable groups.
NBU art gallery
The NBU supports the preservation of Uzbekistan's cultural heritage, founding the Gallery of Fine Arts, which houses over 2,000 artworks, and a numismatic collection of 2,500 unique coins showcasing the nation's rich history.
Green energy
The NBU promotes green energy by providing preferential loans for solar panels and water heaters to individuals and businesses. So far, 4,006 projects have been financed, totaling 447.1 billion UZS.






